RULES AND REGULATIONS

Updated as of 3 February 2023

GENERAL

1. OCBC Cycle 2023 (the “Event”) is owned by Oversea-Chinese Banking Corporation Limited (the “Event Owner”) and organised and managed by PICH Event Management Pte Ltd (the “Event Organiser”). These rules and regulations (the “Regulations”), which can be found at ocbccycle.com (the “Official Website”), apply to all persons participating in the Event.
2. The Event Owner and the Event Organiser reserve the right to vary, amend, delete or add to any of these Regulations, at any time, in their sole and absolute discretion without prior notice. Participants will be notified of any amendments to these Regulations on the Official Website, and their continued participation in the Event shall be deemed as the Participants’ acceptance and agreement to the revised Regulations.
3. Unless otherwise stated in these Regulations, Registration for the Event is confirmed only upon payment of the relevant registration fee (where applicable) and/or issuance of a confirmation email by the Event Organiser. Registration is strictly non-transferable.
4. The Event Owner and the Event Organiser reserve the right to use any photographs, videos, motion pictures, images, recordings, or any other recording of the Event and its Participants for any commercial advertising and other promotional purposes linked to the Event or future cycling-related events organised or held by the Event Owner and Event Organiser (“Promotional Purposes”), subject to compliance with the Personal Data Protection Act 2012. By submitting the application, the Participant gives his/her consent to the Event Owner and Event Organiser to collect, use and disclose his/her personal data in photographs, videos, motion pictures, images, recordings, or any other recording of the Event for the Promotional Purposes. The Participant has the right to withdraw his/her consent at any time upon giving reasonable notice.
5. The Participant agrees to: (i) provide true, accurate, current and complete information about himself/herself in the registration form (the “Registration Data”) and (ii) maintain and promptly update the Registration Data to ensure that it remains true, accurate, current and complete. The Event Owner and/or the Event Organiser may contact the Participant from time to time by email and/or SMS and/or phone call in connection with the Event.
6. There will be strictly no refund of any registration fees paid by a Participant for any reason whatsoever, even if that Participant does not eventually participate in the Event. Registration is also strictly non-transferable.
7. If there is ambiguity in any of these provisions, the Event Organiser shall be the sole authority to interpret them – and in so doing, they may (but is not obliged to) take into account the interests of all affected Participants.
8. To the greatest extent permitted by the law, the Event Owner and Event Organiser shall not be held liable to the Participant or any third party for any loss, damage, personal injury, death, or damage to or loss of property, in connection with the Event. Any participation in the Event, and/or any of the activities or events contained or occurring therein, are at the sole risk of the Participant.
9. The Event Organiser reserve the right to cancel or change any details of the Event or any component of it at any time without prior notice to Participants. Every reasonable effort will be made to inform Participants of changes prior to the date and/or timing of the Event. The Event Owner and the Event Organiser shall not be liable for any indirect, special and/or consequential loss or inconvenience arising from any cancellation or change of any details of the Event or any component thereof.

EVENT CATEGORIES

10. Participants can sign up for the following Event categories if they meet the age requirement for each category:
    a) City Ride on closed roads:
    i. The Straits Times 20km City Ride (13 years old and above)
    ii. The Sportive 40km Ride (16 years old and above)
    b) Speedway Championships (19 years old and above):
    i. Speedway Club Championship
    ii. Speedway Corporate Championship
    iii. Speedway Women Championship
    c) Virtual Rides:
    i. The 500km Virtual Ride
    ii. The 100km Virtual Ride
    d) Mighty Savers® Kids and Family Rides:
    i. Mighty Savers® Tricycle Ride (For Participants from 2 years old to 5 years old)
    ii. Might Savers® Kids and Family Rides (For participants from 5 years old to 12 years old)
    e) Spin Ride by CRU (13 years and above)
    f) Indoor Ride by Shimano (13 years and above)Participants can sign up to take part in more than one ride save that they cannot sign up for multiple categories within the Virtual Rides and Speedway Championships.For example, Participants can sign up for the 20km City Ride, the 100km Virtual Ride and Speedway Club Championship. However, Participants cannot concurrently sign up for the 100km Virtual Ride and 500km Virtual Ride.

11. Registration for the Event is from 7 February 2023, 12:30pm to 24 April 2023, 11:59pm or such other registration period as may be determined by the Event Owner and Event Organiser.
12. The Participant’s age is determined by his/her age on the day he/she participates in the Event, except for any of the categories under OCBC Cycle Speedway Championships where the Participant’s age will be determined by the year of the Event.
13. If the Participant is under the age of 21, he/ she will need his/ her parent’s or guardian’s consent and complete the indemnity section found in the online registration form. The completion of the indemnity form found in the online registration form shall constitute and be deemed as the Participant (who is under the age of 21) having obtained consent from his/her parent or legal guardian to participate in the Event, and accordingly, the parent’s and/or legal guardian’s (i) consent and approval for the Participant to participate in the Event, and (ii) acknowledgement and confirmation that the parent and/or legal guardian has read, understood and agreed to these Regulations.
14. Where applicable, Participants are strictly not allowed to do the following after they have completed their registration:
    a) Transfer or sell their registration slots/event bibs;
    b) Change their event categories/ activities; or
    c) Change the size for their event apparel (if applicable).

16. The following applies to The Straits Times 20km City Ride:
    a) Participants, who must be 13 years of age and above, will ride for an approximate distance of 20km.
    b) Participants are advised to reach the venue 45 minutes before the flag-off time indicated.
    c) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.
    d) The distance for The Straits Times 20km City Ride stated on the Official Event Website is only an estimation and tentative. The distance and route will be finalised only after all required licenses and/or approvals are obtained.
    e) Participants who successfully complete The Straits Times 20km City Ride will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download by the Participant within seven days of participation. The e-Certificate will no longer be available for download on 27 June 2023 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter even if the Participants have not downloaded a copy of their e-Certificates by that date.
17. The following applies to The Sportive 40km Ride:
    a) Participants, who must be 16 years of age and above, will ride for an approximate distance of 40km.
    b) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.
    c) The distance for The Sportive 40km Ride stated on the Official Event Website is only tentative. The distance and route will be finalised only after regulatory approval is obtained.
    d) Participants who successfully complete The Sportive 40km Ride will be awarded:
    i. A medal upon the presentation of their Event bib to the respective officials on the day of the Event; and
    ii. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 27 June 2023 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificate thereafter if the Participants have not downloaded a copy of their e-Certificates by that date.
18. The following applies to the OCBC Cycle Speedway Club Championship:
    a) Teams can indicate their interest using the reservation form.
    b) Upon acceptance of the team’s reservation, accepted teams will be required to make payment by 14 March 2023.
    c) Teams will be given a code via email to make payment through the Official Website after the Event Organiser has reviewed and accepted their reservations.
    d) Team reservations are confirmed only after the Event Organiser receives payment.
    e) The Event Organiser reserves the right to release any accepted reservation to the teams on the waiting list if payment is not made by 14 March 2023.
    f) Teams selected from the waiting list will be required to complete payment by 17 April 2023.
    g) All registration of the participating team members must be completed by 24 April 2023.
    h) A minimum of four club teams is required in order to proceed with the category. Participants will be informed should the category be cancelled and refunds will be made accordingly.
    i) Places are confirmed only after all members of the team have completed their registration and the confirmation email is sent to the email addresses of the members provided during registration.
    j) Each team must comprise of five riders (including one reserve rider) who are 19 years of age and above.
    k) Mixed team of female and male riders is allowed.
    l) All riders must be registered prior the Event. Any request for replacement of rider shall be done before the start of the Event and evaluated on a case-by-case basis. If any request is approved, the replacement rider will need to adhere to the prevailing rules and regulations.
    m) Each rider can only represent one team within Speedway Championships.
    n) Each club can only register up to a maximum of two teams. However, the second team will be placed on a waiting list.
    o) A maximum of 15 teams is allowed for this category and registration is on a first-come-first-served basis.
    p) The 15 teams will initially be divided into three groups of five teams to race.
    q) The winners and the 1st runners-up of each group will automatically qualify for the semi-finals. The two teams with the fastest timings among the remaining six teams will also proceed to the semi-finals.
    r) The winners and 1st runners-up of the semi-finals will automatically qualify for the finals.
    s) Format of a race:
    i Each team is required to complete 10 laps of the 1km course – first five laps (1st pair of riders) and last five laps (next pair of riders).
    ii. The time taken by a team to complete the race is deemed to be the average of the times taken by the third and fourth rider to cross the finishing line from the flag-off of the race.
    t) The following prizes will be given away: Champion – S$800 and Champions’ jersey; First Runner-Up – S$600; Second Runner-Up – S$400
    u) For safety reasons, only road bikes with two working brakes are allowed. View our list of bicycles allowed.

19. The following applies to the OCBC Cycle Speedway Corporate Championship:
    a) Teams can indicate their interest using the reservation form.
    b) Upon acceptance of the team’s reservation, accepted teams will be required to make payment by 14 March 2023.
    c) Teams will be given a code via email to make payment through the Official Website after the Event Organiser has reviewed and accepted their reservations.
    d) Team reservations are confirmed only after the Event Organiser receives payment.
    e) The Event Organiser reserves the right to release any accepted reservation to the teams on the waiting list if payment is not made by 14 March 2023.
    f) Teams selected from the waiting list will be required to complete payment by 17 April 2023.
    g) All registration of the participating team members must be completed by 24 April 2023.
    h) A minimum of four corporate teams is required in order to proceed with the category. Participants will be informed should the category be cancelled and refunds will be made accordingly.
    i) Places are confirmed only after all the members of the team have completed their registration and the confirmation slip is sent to the email addresses of the members provided during registration.
    j) Each team must comprise five riders (including one reserve rider) who are 19 years of age and above.
    k) Mixed teams of female and male riders are allowed.
    l) All riders must be registered prior the Event. Any request for replacement of rider shall be done before the start of the Event and evaluated on a case-by-case basis. If any request is approved, the replacement rider will need to adhere to the prevailing rules and regulations.
    m) All riders must be employees from the same company. Proof of identification and employment will be requested upon signing in on Event day.
    n) Each rider can only represent one team within OCBC Cycle Speedway Championships.
    o) Each company can only register up to a maximum of two teams. However, the second team will be placed on a waiting list.
    p) A maximum of twelve teams is allowed for this category and registration is based on a first-come-first-served basis.
    q) The twelve teams will initially be divided into two groups of five teams to race.
    r) The winners, 1st runners-up and 2nd runners-up of each group will automatically qualify for the semi-finals.
    s) The winners and 1st runners-up of the semi-finals will automatically qualify for the finals.
    t) Format of a race:
    i. Each team is required to complete 10 laps of the 1km course – first five laps (1st pair of riders) and last five laps (next pair of riders).
    ii. The time taken by a team to complete the race is deemed to be the average of the times taken by the third and fourth rider to cross the finishing line from the flag-off of the race.
    u) The following prizes will be given away: Champion – S$800 and Champions’ jersey; First Runner-Up – S$600; Second Runner-Up – S$400
    v) For safety reasons, only road bikes with two working brakes are allowed. View our list of bicycles allowed.

20. The following applies to the OCBC Cycle Speedway Women’s Championship:
    a) Teams can indicate their interest using the reservation form.
    b) Upon acceptance of the team’s reservation, accepted teams will be required to make payment by 14 March 2023.
    c) Teams will be given a code via email to make payment through the Official Website after the Event Organiser has reviewed and accepted their reservations.
    d) Team reservations are confirmed only after the Event Organiser receives payment.
    e) The Event Organiser reserves the right to release any accepted reservation to the teams on the waiting list if payment is not made by 14 March 2023.
    f) Teams selected from the waiting list will be required to complete payment by 17 April 2023.
    g) All registration of the participating team members must be completed by 24 April 2023. A minimum of four women’s teams is required in order to proceed with the category. Participants will be informed should the category be cancelled and refunds will be made accordingly.
    h) Places are confirmed only after all members of the team have completed their registration and the confirmation slip is sent to the email addresses of the members provided during registration.
    i) Each team must comprise of five riders (including one reserve rider) who are 19 years of age and above.
    j) Only female riders are allowed.
    k) All riders must be registered prior the Event. Any request for replacement of rider shall be done before the start of the Event and evaluated on a case-by-case basis. If any request is approved, the replacement rider will need to adhere to the prevailing rules and regulations.
    l) Each rider can only represent one team within OCBC Cycle Speedway Championships.
    m) A maximum of eight teams is allowed for this category and registration is based on a first-come-first-served basis.
    n) The eight teams will initially be divided into two groups of four teams to race.
    o) The winners, 1st runners-up and 2nd runners-up of each group will automatically qualify for the semi-finals.
    p) The winners and 1st runners-up of the semi-finals will automatically qualify for the finals.
    q) Format of a race:
    i. Each team is required to complete 10 laps of the 1km course – first five laps (1st pair of riders) and last five laps (next pair of riders).
    ii. The time taken by a team to complete the race is deemed to be the average of the times taken by the third and fourth rider to cross the finishing line from the flag-off of the race.
    r) The following prizes will be given away: Champion – S$800 and Champions’ jersey; First Runner-Up – S$600; Second Runner-Up – S$400
    s) For safety reasons, only road bikes with two working brakes are allowed. View our list of bicycles allowed.
21. The distance for OCBC Cycle Speedway Championships categories is approximate. The Event Organiser reserves the right to change the distance for any of the categories should circumstances demand it.
22. The following applies to the individual categories in the Virtual Rides:
    a) Participants must complete their ride between 6 May 2023, 12:00am and 5 June 2023, 12:00pm. (the “Virtual Event Period”).
    b) Participants can accumulate the required distance of the respective category in up to four sessions (indoor/outdoor), as long as the ride is completed within the Virtual Event Period.
    c) Electric-powered/assisted bicycles are not allowed. View our list of bicycles allowed.
    d) The following documents are required to be submitted as proof of ride in order to be eligible for the Event entitlement:
    i) A photo consisting of the Participant and his/her bicycle. (Note: Participants should be stationary and at a safe location before taking any photographs. Participants should adhere to safe distancing measures as well)
    ii. Photo(s) of the ride details which must contain the date of activity, distance and duration of activity. The ride details must be captured using suitable fitness tracking devices or mobile applications. Participants may use multiple devices within the photo of their proof of ride, in order to display all required information.
    iii. Participants can access the user portal to submit their ride details between 6 May 2023, 12:00am and 5 June 2023, 12:00pm. Submission can only be done once and Participants should ensure that they have all the relevant details and images on hand before submitting their proof of ride. Participants will not be able to amend or supplement their ride details once the submission has been made.
    iv. Event Organiser reserve the right to disqualify Participants if submitted documents are deemed to be unclear, incomplete or fraudulent. Disqualified Participants will not be eligible to receive the Event entitlement.
    e) Participants who have purchased the add-on event merchandise to self-collect their purchases at the Event Pack Collection during the event weekend.
    f) Upon validation of submissions, qualified Participants will receive the following items:
    i. An e-Certificate which will be available for download within seven days of submission. The e-Certificate will no longer be available for download on 26 June 2023 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter if the Participants have not downloaded a copy of their e-Certificates by that date; and
    ii. Event medal will be delivered by 26 June 2023.
    g) The categories under Virtual Rides are only open to residents of Singapore.
23. The following applies to Mighty Savers® Tricycle Ride:
    a) Participants are children, who must be between 2 and 5 years of age.
    b) Only one parent or legal guardian of the Participant is allowed to accompany him/her on the designated path along the route.
    c) For safety reasons, only tricycles, bicycles with training wheels and balance bikes are allowed. View our list of bicycles allowed.

24. The following applies to Mighty Savers® Kids & Family Rides:
    a) Participants are children, who must be between 5 and 12 years of age, will ride for approximately 20 minutes.
    b) For safety reasons, only road bikes, mountain bikes, folding bikes, single speed bikes with freewheel and two brakes, touring bikes, hybrid bikes, mini velo bikes and BMX bikes are allowed. All such bikes must also come with two brakes. View our list of bicycles allowed.

25. The following applies to Spin Ride by CRU:
    a) Upon completion of the Event registration, Participants are required to create their own account with CRU to redeem their class credits and booking of classes using the promo codes that is indicated in the Participant’s confirmation slip.
    b) All class bookings are to be made through CRU’s booking platform. For the avoidance of doubt, the Event Organiser does not guarantee the availability of classes on CRU’s booking platform.
    c) Participants must complete three ride sessions with CRU between 6 May 2023, 12:00am and 5 June 2023, 12:00pm.
    d) Participants who have purchased the add-on event merchandise to self-collect their purchases at the Event Pack Collection during the event weekend.
    e) Upon confirmation of completion of all three ride sessions, qualified Participants will receive the following items:
    i. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 26 June 2023 and neither the Event Owner nor Event Organiser is obliged to provide Participants with the e-Certificate thereafter if the Parties have not downloaded a copy of their e-Certificates by that date; and
    ii. An Event medal: Which will be delivered by 26 June 2023.
    f) The Event Organiser reserve the right to disqualify Participants if it is found that the classes were redeemed/attended by another party. Disqualified Participants will not be eligible to receive the Event entitlements.
26. The following applies to Indoor Ride by Shimano:
    a) Participants must be at least 13 years old to participate in Indoor Ride by Shimano.
    b) Participants must attend qualifier session that they have chosen at the point of registration at Shimano Cycling World between 22 April to 23 April and 29 April to 30 April 2023, 10:00am to 8:00pm. Qualified candidates will proceed to compete in Finals 6 May 2023.
    c) Participants are not allowed to change their selected time slots after completing registration.
    d) Format of a qualifier:
    i. Each rider is required to clock the longest distance within 10 minutes
    ii. The top 18 will proceeds to the Finals.
    e) Format of a Final:
    i. Participants will compete in a race of approximately 10km
    ii. 3 rounds of six participants each
    f) Participants will select their timeslots in the respective qualifier at the point of registration.
    g) There are limited sizes of bicycles provided at the event venue – which is based on a first-come-first-served basis.
    h) Participants will also be required to take their height and weight prior to the start of their ride.
    i) Bicycles will be provided by Shimano and no changing to personal bikes will be allowed. Bike allocation will be managed by the event organiser.
    j) The following prizes will be given away: Champion – S$400; First Runner-Up – S$300; Second Runner-Up – S$200
    k) Participants who have purchased the add-on event merchandise to self-collect their purchases at the Event Pack Collection during the event weekend.
    l) Upon confirmation of completion of the qualifier, Participants will receive the following items:
    i. An e-Certificate which will be available for download within seven days of participation. The e-Certificate will no longer be available for download on 26 June 2023 and neither the Event Owner nor Event Organiser is obliged to provide Participants with their e-Certificates thereafter if the Participants have not downloaded a copy of their e-Certificates by that date;
    m) The Event Organiser reserve the right to disqualify Participants if it is found that the rides were redeemed/attended by another party. Disqualified Participants will not be eligible to receive the event entitlements.

SAFETY AND MEDICAL – THE STRAITS TIMES 20KM CITY RIDE, THE SPORTIVE 40KM RIDE, SPEEDWAY CHAMPIONSHIPS, AND MIGHTY SAVERS® KIDS AND FAMILY RIDES

27. The Event Organiser reserves the right, at any time and without prior notice to Participants, to amend the cycling routes for the Event as it deems fit for the safety of the Participants. In such cases, every reasonable effort will be made to inform Participants prior to the date of the Event. The Event Organiser and Event Owner shall not be liable for any loss or inconvenience resulting from or attributable to such changes are encouraged to consult their medical practitioners prior to registration and before participating in the Event.
28. Participants must not:
    a) Ride without a cycling helmet;
    b) Ride dangerously or negligently;
    c) Wear any mobile music device while riding;
    d) Use hand-held cameras or telephones while riding; or
    e) Ride pillion with another person or their pets
29. For the safety of Participants, the following bicycles are not allowed:
    a) Bicycles with disc wheels/rim covers;
    b) Bicycles with aero or extension bars;
    c) Bicycles with fixed wheels or fixed gears;
    d) Bicycles with child seat (no pillion in any manner);
    e) Specialist time trial bicycles;
    f) Motorised bicycles;
    g) Unicycles;
    h) Scooters;
    i) Trailer bicycles;
    j) Recumbent bicycles
    k) Trikes;
    l) Hand cycles; and
    m) Tandem bicycles
30. View our list of bicycles allowed for the respective categories.

31. All bicycles, regardless of the categories, must be properly fitted with two brakes and rear bike lights or reflective lights. Single-gear bicycles may not be suitable for long-distance cycling. Using these bicycles to ride in the Event may prove to be challenging on some parts of the route (for example, cycling uphill). Please note that Participants are not allowed to abandon their bicycles along the cycling route as this can be a safety hazard to others.
32. Tandem bicycles and hand cycles may be allowed for physically-challenged participants. Participants should seek prior approval from the Event Organiser for the usage of such bicycles by writing in to enquiry@ocbccycle.com. All such requests will be evaluated on a case-by-case basis and the Event Organiser will respond within three to five working days. The Event Organiser reserves the right to decline any such requests at its sole discretion without assigning any reason.

33. Participants who attend the Event with bicycles not on the list of bicycles allowed and/or bicycles not in a safe working condition will be prohibited from participating in the Event.

34. All Participants must follow the designated routes and abide by the instructions given by the security, traffic management team and Event officials throughout the Event.
35. If Event officials decide that Participants are unlikely to complete their ride within the stipulated duration for safety reasons, Event officials will divert them to designated diversion points along the route. Participation medals will still be issued to such affected Participants.
36. Participants must furnish details on the reverse side of the assigned Event bib accurately and attach the Event bib to the back of their cycling jersey/T-shirt. If there is an emergency, the Event Organiser and medical personnel will refer to the form to contact the next-of-kin identified on the Event bib.
37. Participants not wearing the Event bib will not be allowed to participate in the Event.
38. For safety reasons, Participants have to be equipped with proper footwear. Participants are not allowed to be in slippers, sandals, foam clogs and other footwear deemed unsuitable by the Event Organiser during their ride.
39. Participants are encouraged to consult their medical practitioners prior to registration and before participating in the Event.
40. If there is an emergency, medical personnel reserve the right:
    a) to remove any Participants if they decide that he/she is unable to continue his/her ride; and
    b) to send any casualties to the nearest recommended hospital.
41. The Event Organiser reserve the right to deny entry, disqualify or remove any Participant from the Event venue who do not comply to the Event’s safety measures.
42. Basic complimentary personal accident insurance coverage will be provided for Participants of The Straits Times 20km City Ride and The Sportive 40km Ride between the age of thirteen (13) to seventy-five (75), Mighty Savers® Kids & Family Ride between the age of two (2) to seventy-five (75), and Speedway Championships between the age of nineteen (19) to seventy-five (75). Insurance coverage shall commence from the official start of the ride till the end of the ride with the following policy limits:
    a) S$5,000 for accidental death
    b) S$5,000 for permanent disability
    c) S$500 for medical expenses (Excess: S$50 any one accident, maximum S$1,000 for the insured period)The basic personal accident insurance coverage is subject to Great Eastern General Insurance Limited standard policy terms, conditions and exceptions. Please refer to them for more information.All payouts will be based on assessments and approvals of duly completed claim forms together with supporting documents within 14 days of the accident occurrence.For enquiries or claims, please contact Great Eastern General Insurance Limited Customer Service at 1800-248-2888 (Select Option “2) for General Insurance or email nonmotorclaims-sg@greateasterngeneral.com (Operating Hours: 9.00am to 5.00pm on weekdays, excluding Public Holidays).This Insurance plan is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group.
43. Participants who wish to purchase additional insurance coverage by Great Eastern General Insurance Limited may choose to do so during the registration.
44. The Event Owner and Event Organiser hereby disclaim liability for any information, materials, products and/or services provided by any third party, including those provided by CRU / Krewfit Pte Ltd.

SAFETY AND MEDICAL – VIRTUAL RIDES

45. Participants are encouraged to consult their medical practitioners prior to registration and before participating in the Event.

46. Participants are strongly encouraged to adhere to safety advisories, cycling etiquettes and traffic rules when cycling outdoors. These can include:
    a) Ensuring the bicycle is safe for use
    b) Riding with a cycling helmet
    c) Looking out for other road users
    d) Refrain from using hand-held devices while riding
    e) Riding with a non-electric assisted/powered bicycle
    f) In view of the current pandemic situation, please adhere to the latest safe distancing measures

47. Participants can visit www.ocbccycle.com/safe-cycling/ for more details on other safe cycling tips for the Event.

48. Participants are advised to take up their own personal or other insurance policies. No insurance will be provided by the Event for the categories in the OCBC Cycle Virtual Ride.